Glorious Fortune - Wealth

Preserve your wealth for future generation

In life you will play different roles for your family and we have designed this plan to match it perfectly. At the stage when your family depends on you to protect them, we will protect you with a guaranteed death benefit and potential wealth accumulation, but later in life when you get older, this guaranteed death benefit will gradually decrease to help you shift the focus to potential wealth accumulation, so you may leave a sizeable legacy to your family.

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Tailored to your changing life protection needs

Before the 20th policy anniversary, we’ll provide guaranteed death benefit, which is the higher of (i) guaranteed cash value or (ii) 100% of the sum insured. Afterward, it will then gradually decrease as the plan shifts the focus to potential wealth accumulation for legacy planning.
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Grow your legacy

With potential appreciation from non-guaranteed annual dividends and special bonus, you may pass on more wealth to your family and offer their financial freedom.
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Extend business flexibility

It offers flexibility in business planning as corporate policy owners can change the insured keyman at any time after the end of the first policy year.
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Helpful notes

  • Age refers to the age of the insured on their next birthday.

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.


This product is underwritten FWD Life Insurance Company (Macau) Limited.

Useful information
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