vCANsurance Medical Plan

The Plan provides full coverage¹ on a wide range of hospitalisation and surgical expenses, and 2 levels of Hospital accommodation options anywhere in the world² (up to Standard Semi-Private Room³ for Superior benefit level). Without Annual Benefit Limit and Lifetime Benefit Limit, Eligible Expenses and/or other expenses which are reasonable and customary incurred can be reimbursed up to HKD850,000 and HKD650,000 per Disability⁴ per Policy Year for Superior and Standard benefit levels respectively.

By combining “per Disability⁴” and “per Policy Year” reimbursement basis, an innovative concept of “per Disability⁴ per Policy Year” claims mechanism is introduced in the Plan, enabling you to utilise your coverage by having the limits of individual benefit items and the aggregate limit per Disability⁴ per Policy Year counted afresh for each Disability⁴ and in each Policy Year.