vCANsurance Medical Plan

Provides full coverage² on a wide range of hospitalisation expenses⁵ without Annual Benefit Limit and Lifetime Benefit Limit anywhere in the world¹. Introduced the innovative concept of “per Disability³ per Policy Year” claims mechanism in the Plan, enabling you to utilize your coverage by having the aggregate limits per Disability³ per Policy Year counted afresh for each Disability³ and in each Policy Year.

Any illness, Disease or Congenital Condition that was an unknown Pre-existing Condition at the time of Application will be fully covered by the Plan starting from the 31st day of the first Policy Year. The scope of protection is extended to cover Congenital Condition(s) having manifested or been diagnosed at any Age the Insured Person attains.

If you have not made any claims for 2 or more consecutive Policy Years before Renewal¹², vCANsurance will offer you no claims premium discount⁴ of up to 15% on your next Renewal premium. If you and your loved ones haven’t made any claim for this Plan for 2 or more consecutive Policy Years immediately prior to Renewal¹² (for the policies you hold as Policy Holder and your loved ones are Insured Persons), you may enjoy individual and extra no claims premium discounts⁴ of up to 25% on the next Renewal premium.