Reach your family’s goals with a plan that grows your wealth and secures your legacy through thoughtful planning
As a family provider, you want more than financial freedom. You work hard and plan to see your children succeed, take part in adventures with your family, and leave a legacy that resonates for generations. But amidst the joy of planning, a question lingers: how do you secure these goals, ensuring it becomes more than just a dream?
Available to buy via:
- FWD agents
- Insurance brokers
Dual bonus for achieving potential wealth growth
Offers higher potential returns with guaranteed cash value and two non-guaranteed bonuses – a reversionary bonus and a special bonus.
Full suite of forward-thinking legacy planning options
- An innovative smart legacy option allows you to divide your policy into multiple policies for contingent insureds in advance including specifying the sequence of succession.
- Death benefit settlement option tailors your legacy plan to your needs with a choice of five options – full payment in a lump sum, by regular instalments or increasing instalments, or partial payment followed by regular or increasing instalments.
Cash withdrawals for enhanced financial flexibility
- Choose to withdraw cash from the policy to enhance your liquidity.
- To address future changing needs, you can conveniently transfer policy withdrawals to your own overseas bank account via telegraphic transfer*.
*It may be subject to service charge determined by third-party banks and service providers and it will be borne by the policy owner.
Helpful notes
- Age refers to the age of the insured on their next birthday.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan. In case you want to read the terms and conditions of the policy provisions before making an application, you can obtain a copy from FWD.
This product is underwritten by FWD Life Insurance Company (Macau) Limited (“FWD”)
Additional coverage for your loved ones
Our waiver of premium on death benefit rider gives your loved ones an added safety net and reassurance. If the parent of an insured child or the spouse of an insured adult loses his/her life, we’ll waive future premium payments to help ease the financial burden.
Useful information
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